National / International News

European Leaders Hope To Push Putin Toward Ceasefire In Ukraine

NPR News - Fri, 2015-02-06 12:13

The leaders of Germany and France held talks with Russian President Vladimir Putin in Moscow on Friday in a new attempt to stop the fighting in Ukraine.

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In India, Obama Speeches Spark Debate On Religious Tolerance

NPR News - Fri, 2015-02-06 12:11

Twice in 10 days, President Obama referenced India and the need to safeguard against religious intolerance. That left Indian television blistering with debate.

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U.S. Jobs Picture Finally Getting Back To Normal

NPR News - Fri, 2015-02-06 12:09

The Labor Department provided more evidence Friday that the U.S. job picture is finally getting back to normal — nearly six years after the great recession ended. The monthly jobs report showed an increase more than a million jobs over the past three months. The unemployment rate did tick up to a notch, but even that is a positive signal.

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Week In Politics: Prayer Breakfast, Ukraine, Measles

NPR News - Fri, 2015-02-06 12:09

E.J. Dionne of the Washington Post and David Brooks of The New York Times discuss President Obama's prayer breakfast, politicians weighing in on arming Ukraine and measles immunizations.

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Missing Your 'Breaking Bad' Fix? 'Better Call Saul' Will Hit The Spot

NPR News - Fri, 2015-02-06 12:09

This Sunday, AMC debuts Better Call Saul, the backstory behind Breaking Bad drug kingpin lawyer Saul Goodman. NPR TV critic Eric Deggans says the show's so good, TV lightning just might strike twice.

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Despite Coalition Partners, U.S. Has Done Most Airstrikes Against ISIS

NPR News - Fri, 2015-02-06 12:09

Jordan and the other Arab countries are still doing little, even though Jordan says it ramped up attacks. As of this week, the U.S. mounted 946 strikes in Syria, while Jordan, Bahrain, Saudi and UAE completed 79 total. The United Arab Emirates stopped flying in December, concerned the U.S. is not providing sufficient combat air rescue.

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ISIS Claims Hostage American Woman Killed In Jordanian Airstrike

NPR News - Fri, 2015-02-06 12:09

Kayla Mueller, the 26-year-old American hostage ISIS claims was killed in an airstrike in Syria, grew up in Arizona. She was taken hostage in 2013 while leaving a Doctors Without Borders hospital in Aleppo.

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UNCF CEO: Obama's Community College Plan A 'Blunt Instrument'

NPR News - Fri, 2015-02-06 12:09

Robert Siegel speaks with UNCF (formerly the United Negro College Fund) CEO Dr. Michael Lomax about President Obama's recent announcement to make community college free for all Americans.

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Satellite Set To Stream Daily Images Of Earth From Space

NPR News - Fri, 2015-02-06 12:09

In 1998, Al Gore proposed using a satellite and the Internet to let us all see the awe-inspiring view of Earth that wows space travelers. That satellite may finally launch later this year.

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Being With People Like You Offers Comfort Against Death's Chill

NPR News - Fri, 2015-02-06 12:03

Iggy Ignatius bet that immigrants from India would long to live with other Indians in his Florida condos. He was right. Psychologists say intimations of mortality make us want to be with our own kind.

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Should you let a robo-adviser invest for you?

Marketplace - American Public Media - Fri, 2015-02-06 12:00

As the economy picks up strength, more people are heading back to work and some are even seeing their wages tick upward. That means the lucky among us might find ourselves with extra cash and wondering what to do with it – after building up savings for emergency expenses and contributing to 401ks, of course.

An increasingly popular option for many want-to-be investors, especially millennials, are robo-advisers – online services that help people through a variety of financial decisions, such as how to invest a lump sum of money or provide feedback on the current mix of assets in their portfolios. Interfaces range from completely online and automated to those that may offer occasional video chats with human advisers. Many begin with a questionnaire for customers.

The questionnaires "remind me of a little bit of those Facebook, you know, 'What '90s song is your rock anthem?' or 'Which movie star is your soulmate?'” says Barbara Roper, director of investor protection at the Consumer Federation of America. “Ten questions, and they know supposedly everything about you.”

For example, an automated investment service called Wealthfront will create personalized portfolio recommendations for customers based on answers to these questions:

  • What are you looking for in a financial adviser?
  • What is your current age?
  • What is your annual after-tax income?
  • What is the total value of your cash and liquid investments?
  • What would you do if your portfolio lost 10 percent of its value in a month?

Roper says these questions are meant to help the site determine an investors’ risk threshold – a difficult, complicated task, even for human advisers and especially tricky for robo-advisers. In general, robo-advisers can be a good option for investors, especially if they take a “set it and forget it” approach, she says.

“You set up some parameters, you automate the process, you keep expenses as low as possible, you diversify through ETFs,” says Roper. “Those are good principles.”

People considering robo-advisers may be attracted by their relatively low fees and the fact that – unlike some human advisers – they tend to have low minimum-investment requirements.

“Broadly speaking, these services are catering to less-affluent individuals,” says Grant Easterbrook, a former analyst specializing in financial technology.Most human financial-advisers have account minimums. They don’t want to work with someone below a certain threshold. They don’t think it’s worth their time.”

By Easterbook’s calculations, the top 11 startups in this space, most of which have only been live for a year or two, have $19 billion dollars invested with them – and they’re growing fast. That’s drawn some bigger banks into the space as well.

But how does working with a robo-adviser compare to consulting a good old-fashioned human being, and how does the financial advice differ?

Sheryl Garrett, an independent certified financial planner who runs the Garrett Planning Network, says her first question for new clients is often: What’s going on in your life?

She inquires about a client’s income, debt, career plans, retirement accounts, what the money that may be invested will eventually be used for, if there are expenses on the horizon or a few years down the road, or family obligations they might have to take on. These types of questions can reveal deeper issues in our financial lives that the client may not even be aware of, she says.

Garrett’s not opposed to people using robo-advisers, although she cautions that automated advice can miss the bigger picture – that the extra money we think we have might not be truly extra. Her advice: planning first, and maybe, if it still makes sense, Internet second.

Polarization Vortex: Obama, Bush Approval Shows Widest Partisan Gap

NPR News - Fri, 2015-02-06 11:57

The ratings for the two most recent presidents had the biggest split between Republicans and Democrats.

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Job creation over past 3 months strongest since 1997

Marketplace - American Public Media - Fri, 2015-02-06 11:51

The U.S. economy added 257,000 jobs in January, the Bureau of Labor Statistics reported Friday. The report also included revisions to job-creation figures for November and December 2014, adding 147,000 more jobs. That brings job-creation in the past three months to over 1 million – the strongest since 1997, according to Capital Economics research.

The unemployment rate increased marginally (by 0.1 percent) to 5.7 percent in January, as 703,000 additional adults were counted in the labor force.

The report does not provide detailed information about those entering or returning to the labor force. Elise Gould of the Economic Policy Institute says that by age distribution they appear to mirror the active workforce as a whole: 72 percent are prime-age working adults, age 25 to 54. “The uptick [in the labor force] may be disproportionately more Hispanic workers and white workers, and fewer black workers,” Gould says.

Job creation in the past several months has been broad-based, according to Gary Burtless, a labor economist at the Brookings Institution. New workers hold lower-paid retail and restaurant jobs as well as higher-paid positions in finance, professional services and IT. Traditional middle-income-tier jobs are also filling out a bit, he says.

“The construction industry has picked up employment gains,” says Burtless, “and manufacturing has been adding steadily to payrolls for quite a while.” But he points out that neither of these goods-producing employment sectors is as robust as before the recession.

Banker named as new Petrobras chief

BBC - Fri, 2015-02-06 11:48
Brazilian President Dilma Rousseff opts for the head of a state-owned bank, Aldemir Bendine, to run Brazil's scandal-hit oil giant.

US family 'stages boy's kidnapping'

BBC - Fri, 2015-02-06 11:33
The family of a six-year-old US boy stages his mock abduction because they thought he was too nice to strangers, police in Missouri say.

Diabetes: Women 'more likely to die'

BBC - Fri, 2015-02-06 11:25
Women with type 1 diabetes are at a greater risk of dying from a number of diseases than men who have the condition.

The business of cheating: Ashley Madison and how to sell infidelity

Marketplace - American Public Media - Fri, 2015-02-06 11:16

There are cheaters in every type of business, but for Ashley Madison, cheating is business.

Ashley Madison is a dating site marketed specifically at people who are already in relationships. Millions of people subscribe and pay to use Ashley Madison to find potential affairs.

And business is good, even if it's widely considered immoral.

So how do you start a company centered on cheating? And how do you sell something that repulses so many consumers?

Noel Biderman, the founder and CEO of Avid Life Media, which owns Ashley Madison, joined Marketplace Weekend to explain the business of cheating.



The business of cheating: Ashley Madison and how to sell infidelity

Marketplace - American Public Media - Fri, 2015-02-06 11:16

There are cheaters in every type of business, but for this company, cheating IS business.

Ashley Madison is a dating site marketed specifically at people who are already in relationships. Millions of people subscribe and pay to use Ashley Madison -- the site is in the business of infidelity.

And business is good, even if it's widely considered immoral. So how do you start a company centered on cheating? And how do you sell something that repulses so many consumers?

Noel Biderman, the founder and CEO of Avid Life Media, which owns Ashley Madison, joined Marketplace Weekend to explain the business of cheating.



Army Will Award Fort Hood Victims Purple Hearts

NPR News - Fri, 2015-02-06 11:07

The Army had declined to award the honor to soldiers killed during the attack, because it was a "workplace violence" incident. Congress has since tweaked the requirements to grant the Purple Heart.

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Immunization cuts proposed amid measles outbreak

Marketplace - American Public Media - Fri, 2015-02-06 11:04

Montgomery County, Maryland, is right next to Washington, D.C., so when Washington reported a measles case earlier this week, the county’s Department of Health and Human Services shifted into high gear.

Part of that response involves vaccinating people who had contact with those who got sick.  The county gets much of its vaccine through the federal 317 Immunization Program,  which the Obama administration wants to cut by $50 million, affecting the supply of all kinds of vaccines. 

“To cut money for something that is a proven public health success, doesn’t make sense,” says Cindy Edwards, who is in charge of the county’s communicable disease division, which responds to outbreaks of such diseases as measles and whooping cough.

The 317 program provides vaccine for the uninsured. The White House says there’s  less demand for those vaccines because more children are insured as a result of the Affordable Care Act. Insurers have to pay for vaccines. Plus, the Obama administration added about $128 million  to a separate vaccination program for children. 

But Edwards says a lot of her vaccine goes to adults, many of them immigrants – documented and undocumented.

“We’ve had several measles outbreaks," she says. "One was with a refugee population. So we were standing up clinics on Saturdays and Sundays.”

While the White House would only cut 317 funding for vaccines, the  program funds other things, too. Edwards was able to use it to pay nurses overtime for those weekend clinics and to track those who were in contact with people who got sick. Some health advocates says more money is needed for things like that. 

"The program has never been fully funded ... and now they’re cutting it by $50 million more,”  says Laura Hanen, a lobbyist for the National Association of County and City Health Officials.

The 317 program money can also be used to train doctors how to persuade reluctant parents to vaccinate their children, Hanen says. That’s especially important in western states with many unvaccinated or under-vaccinated children.  L.J. Tan, chief strategy officer of the Immunization Action Coalition, says at least 14 percent of toddlers in Colorado are not fully vaccinated for measles.

“So it’s these pockets of under-vaccinated kids that we’re worried about," he says. "A single case of measles in that community will explode into an outbreak.”

And Tan says, clinics will need all the 317 Immunization Program vaccine they can get. 

Members of Congress aren’t immune to these arguments.  President Obama proposed cuts to the 317 program last year, but Congress restored the money.